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Mortgage fees

Most setup and holding fees for escrow accounts are Free.  However, most of these accounts don't pay any interest.

Escrow account fees

An escrow account can be used for a few different purposes.

* To satisfy a contractual obligation.

* To enforce savings.

 

Most banks don't charge a fee (or only a small fee) to set up an escrow account.  However, they usually don't pay any interest in the money in the account.